Author: Yogesh

Yogesh is a Salary & Payroll Researcher at SalaryBatao, specializing in CTC to In-Hand Salary calculations, salary structures, EPF, HRA, income tax, and employee compensation in India. He researches official government guidelines and payroll practices to create accurate, easy-to-understand salary breakdowns. His goal is to help professionals and job seekers understand their take-home salary with reliable, up-to-date information. Expertise: In-Hand Salary • CTC vs In-Hand • Income Tax • EPF • HRA • Payroll

Quick answer: GRAS Mahakosh is the Government of Maharashtra’s e-payment system (GRAS = Government Receipt Accounting System). It works as a “virtual treasury”: you enter payment details, pay through net banking, a bank counter, card or UPI (depending on the department), and receive a challan with a unique GRN. The official portal is gras.mahakosh.gov.in/echallan, run by the Directorate of Accounts & Treasuries, Finance Department, Maharashtra. GRAS Mahakosh at a Glance Item Detail Full form Government Receipt Accounting System Run by Directorate of Accounts & Treasuries (DAT), Finance Department, Maharashtra Official portal https://gras.mahakosh.gov.in/echallan/ Output E-challan with a GRN (government reference number);…

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Karuvoolam IFHRMS is the Tamil Nadu Government’s official online portal for salary, pension and HR services. Serving employees and pensioners, it lives at karuvoolam.tn.gov.in and is run by the Department of Finance (Treasuries and Accounts). This guide shows how to log in, download your payslip or pension slip, reset a password, update your mobile number and fix the errors people hit most often. Quick answer Open www.karuvoolam.tn.gov.in (type it yourself; do not use a search-result lookalike). On the login form, choose your User Type (Employee or Pensioner), then enter User ID, Password and the CAPTCHA. For a payslip, open the…

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Quick answer: RBI Assistant Salary in 2026 starts at ₹29,000 basic pay, which becomes roughly ₹58,514 gross per month (without HRA) and about ₹53,500–₹55,500 in hand. RBI Assistant Salary 2026 at a Glance Component 2026 figure Source Starting basic pay ₹29,000 per month RBI notice (Panel Year 2025) Pay scale ₹29,000 – ₹78,640 RBI notice Gross emoluments (without HRA) ≈ ₹58,514 per month RBI notice HRA 15% of pay, if you don’t live in bank accommodation RBI notice In-hand (without HRA) ≈ ₹53,500 – ₹55,500 Indian Pay Calculator Vacancies in the latest cycle 650 RBI notice Try the Salary Calculator:…

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Quick answer: The PFMS Portal (pfms.nic.in) is the Government of India’s Public Financial Management System. It is the pipe through which many government payments (scholarships, pensions, wages, subsidies) travel from the Centre or state to your bank account. If you are a beneficiary, you do not need a login. Open the site, go to Payment Status → Know Your Payment, and enter your bank and account number. If you work for a government agency, you need an official user ID created for your agency, and you use it to make payments, add vendors and manage funds. That split between citizens…

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The Delhi Police Constable Salary in 2026 starts at a basic pay of ₹21,700 per month under Pay Level 3, with a pay scale of ₹21,700–₹69,100. After adding Dearness Allowance (DA), House Rent Allowance (HRA), and Transport Allowance (TA), a new constable’s illustrative monthly in-hand salary is approximately ₹43,500 before individual recoveries, excluding ration money allowance. The actual amount depends on applicable allowances, deductions, accommodation, and the latest departmental orders. The Staff Selection Commission (SSC) confirms the Level 3 pay scale in its official Delhi Police Constable (Executive) recruitment notification for 2025. The government subsequently approved DA at 60% of…

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Sevarth Mahakosh is part of Maharashtra’s government payroll and financial management system, helping eligible government employees access salary records and supporting authorised offices with payroll processing. Employees can use the appropriate Sevaarth service to view their available payslips, check salary deductions, and maintain employment-related information. The first step is to visit the official Mahakosh website and identify the correct Sevaarth portal for your department. The Maharashtra Finance Department lists Sevarth Mahakosh as its official portal for financial services and resources. Sevarth Mahakosh: Important Details at a Glance Particular Details Portal Mahakosh and its relevant Sevaarth application State Maharashtra Responsible department…

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A newly appointed UP Lekhpal starts at ₹21,700 basic pay (Pay Level 3, scale ₹21,700–₹69,100). Once 60% DA and HRA are added and the NPS deduction is taken out, the monthly in-hand salary in our worked example is about ₹33,000–₹36,500, before transport and other allowances. The pay depends on the state. Uttar Pradesh is the biggest recruiter and the one most people search for, so it is the main focus. Uttarakhand and Bihar are covered separately because their pay levels and post titles differ. Lekhpal Salary at a Glance Item Uttar Pradesh Uttarakhand Bihar Post title Rajasva Lekhpal Patwari /…

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An EMRS TGT Salary (Trained Graduate Teacher) is paid at Pay Level 7 of the 7th Central Pay Commission matrix: ₹44,900 starting basic, rising to ₹1,42,400. That basic is not what lands in your account. Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA) and, as reported in recruitment summaries, a 10% special allowance are added, and a 10% NPS contribution is deducted. Quick answer (DA at the notified 60%, new tax regime): EMRS TGT Salary Posting Gross per month In-hand per month Z-class / “other places” (typical rural EMRS), with 10% special allowance ₹83,700 ≈ ₹76,500 Same posting,…

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SBI Clerk salary in hand is roughly ₹42,000–₹43,500 per month for a newly recruited graduate under the current 2026 pay structure, before income-tax and some employee-specific deductions. The exact amount varies with the applicable DA rate, salary components, professional tax, insurance/welfare deductions and other items appearing on the employee’s salary slip. The important point is that ₹26,730 is the starting basic pay, not the amount credited to your account. SBI adds Dearness Allowance, Special Allowance, HRA and other applicable components before deductions. For 2026, SBI’s official Junior Associate notification specifies a clerical pay scale of ₹24,050–₹64,480 and a graduate starting…

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The Railway Group D salary in 2026 starts at ₹18,000 basic pay (Pay Level 1), which works out to roughly ₹29,000–₹33,500 in hand per month once 60% DA, HRA, transport allowance and the NPS deduction are applied. Ask five relatives what a Railway Group D employee earns and you will get five answers: ₹18,000, ₹22,000, ₹25,000, “bahut achha milta hai”, and “arre, sarkari naukri hai, chhodo”. Every one of them is partly right, and that is exactly the problem. The Railway Group D salary is not a single number. It is a stack: basic pay, plus dearness allowance, plus house…

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